Manatee and Sarasota Counties

River and Reef Notary

Christy Armstrong, Florida Notary Public and Loan Signing Agent

I come to you. Your kitchen table, your office, the hospital or the title company. Loan signings and everyday notarizations, done carefully and on time.

  • Florida Notary Public, commissioned 2026
  • NNA trained and certified Loan Signing Agent (National Notary Association)
  • MNA
  • Background check completed
  • Real estate licensed in NC, GA and FL
  • Bonded and insured, Florida notary bond and $100,000 E&O policy, valid through 10/16/2027
Christy Armstrong, Florida Notary Public, smiling in a light blue shirt

Services

How I can help

01

Mobile notary

I travel to your home, office, hospital, assisted living or job site anywhere in Manatee and Sarasota Counties. Evenings and weekends by appointment.

02

Loan signings

NNA Certified Signing Agent. Refinance, purchase, HELOC and reverse mortgage packages for lenders, title companies and attorneys. Print, signer walkthrough and scan-back as agreed.

03

General notarizations

Acknowledgments, jurats and oaths for affidavits, powers of attorney, business paperwork and more. I notarize only, I don't draft documents.

04

Wedding officiant

Florida notaries can solemnize marriages (s. 741.07, Fla. Stat.). Beach, backyard or courthouse steps. Bring your Florida marriage license.

05

Notarization for apostilles

I notarize documents you'll submit for an apostille. The Florida Department of State issues the apostille. I do not issue apostilles, prepare legal documents, or advise which documents you need.

06

Nursing home and bedside visits

Bedside notary service for patients and families. I come to your room, calm and on time.

  • Nursing home and assisted living visits
  • Rehab facility visits
  • Hospital bedside visits
  • Power of attorney and health care document signings
  • Loan signings

How it works

Three simple steps

  1. You call

    Call, text or email me. Tell me what you're signing, how many signers, and where. I'll confirm the total, including any travel fee, before we book.

  2. I come to you

    I show up on time with everything I need. You bring a current government photo ID for each signer and the unsigned documents.

  3. You sign

    We check IDs, you sign, I notarize and record it in my journal. For loan signings, I return the package to your title company as agreed.

Pricing

Clear prices, agreed up front

You'll know the full total before I head your way. No surprises at the table.

ServicePrice
Notary fee, per notarial actAcknowledgment, jurat or oath. $10 per notarial act is Florida's legal maximum (s. 117.05).$10 per act
Standard mobile visit, within about 15 milesBradenton, Lakewood Ranch and Sarasota. A separate travel fee, agreed before you book.$60
Travel, Parrish, Palmetto, Ellenton, Myakka and the Venice areaFlat area fee in place of the $60 local fee. I'll confirm your total in writing before booking.$85
Travel, Anna Maria Island, Longboat Key and Siesta KeyFlat area fee in place of the $60 local fee. I'll confirm your total in writing before booking.$85
Facility visit: nursing home, assisted living, rehab or hospitalIncludes travel and the first 2 notarizations, $10 each additional.$95
Same-day bookingTiming add-on, agreed in advance.+$30
Last-minute signing: at your door within 2 hoursTiming add-on, agreed in advance.+$50
Evenings and weekendsTiming add-on, agreed in advance.+$35
Late night and emergency9 PM to 7 AM. Timing add-on, agreed in advance.+$75
Jail visitAdded on top of travel. The signer has to be alert, understand the document and have acceptable ID (an inmate ID works at a jail). Facility rules apply. If the signing can't go forward because of ID or alertness, the travel fee still applies.+$25
WitnessPer witness. Witnessing a vote-by-mail ballot is always free.$35 each
Overnight mailingFedEx or UPS overnight mailing is available at additional cost, quoted in advance.At additional cost
Loan signing: buyer (purchase)Printing included.$200+
Loan signing: refinancePrinting included.$150
Loan signing: HELOCPrinting included.$125
Loan signing: seller packagePrinting included.$125
Loan signing: reverse mortgagePrinting included.$200
Wedding ceremonyCeremony fee: $30 (Florida's legal maximum). Travel/attendance quoted separately in advance. Valid Florida marriage license required.$30
Notarization for an apostilleNotarization of documents you will submit for an apostille: $10 per notarial act + travel. I do not issue apostilles, prepare legal documents, or advise which documents you need.$10 per act + travel

Bonded and insured. Signer needs a current photo ID. Notary cannot give legal advice or prepare documents.

Fees. Florida law caps notary fees at $10 per notarial act (§117.05(2), Fla. Stat.) and $30 for solemnizing a marriage (§117.045; §28.24). Travel, after-hours, facility, printing, witness and signing-agent charges are separate service fees, not notarial fees. They are quoted and agreed in advance, before any appointment. Witnessing a vote-by-mail ballot is free.

Loan signings. Package price includes notarial fees at $10 per notarial act (Florida's legal maximum), plus signing-agent service, document printing, and travel. I'm happy to itemize it on request. I'll show you where to sign, but I don't explain loan terms or give legal or lending advice. Those questions go to your lender or title company.

Christy Armstrong beside the Gulf at sunset An underwater moment from Christy's own dives

Meet Christy

Drawn to the water.
Grounded in people.

A signing is personal. You deserve a notary who treats it that way.

I've practiced real estate since 2013, and I'm licensed as a Florida real estate sales associate (SL3663732). That means I already know the lingo and how much an on-time closing matters.

I'm a dive master and an animal lover with two dogs and three cats. I'm mom to two adult children plus one bonus kiddo, and my loving partner is Travis. The underwater photo here is from one of my own dives. The name River and Reef reflects what draws me to Florida's Gulf Coast.

Christy Armstrong Get in touch

Service area

Manatee and Sarasota Counties

I'm based in Bradenton and travel to you across both counties, including the islands.

  • Bradenton
  • Lakewood Ranch
  • Sarasota
  • Palmetto
  • Anna Maria Island
  • Longboat Key

Somewhere else nearby? Call me and ask. If I can get there, I'll quote the travel fee up front.

A sandy beach access path to the Gulf on Anna Maria Island
Anna Maria Island. Photo by Adam Gilley on Unsplash.

FAQ

Good questions

How much does a notarization cost?

Florida caps the notary fee at $10 per notarial act. Because I come to you, there's also a travel fee. It's separate from the notary fee, and I'll agree on it with you before I head out.

What do I need to have ready?

A current government-issued photo ID for every signer, and your documents unsigned. Please don't sign ahead of time, I need to watch you sign. Every signer needs to be there.

Can you get my document apostilled?

I can notarize your document correctly so it's ready for the apostille step. The Florida Department of State issues the apostille, not me. Check their current instructions and fees before you send anything.

Can you tell me which form I need, or what my document means?

No. I'm not an attorney licensed to practice law in Florida, so I can't give legal advice or help you choose or fill out a legal document. For that, please talk with an attorney. Loan questions go to your lender or title company.

Can you officiate our wedding?

Yes. Florida notaries can solemnize marriages under s. 741.07. Get your Florida marriage license first, then call me with your date and place.

Contact

Need something signed?

Call or text me with what you're signing, where you are and when. I'll confirm the total before we book.

Book an appointment